遭遇车祸写安慰信英文(推荐20篇)

Dear Sir or Madam,

We are the applicant s parents and guarantors for his study in France, (父亲/母亲名). For better development in the future, my son, decided to go to France for further study. I am willing to provide my savings RMB **0, 000 to support my son. All the money will be transferred to his account in France when he arrived at Reims. We guarantee that our son will have no economic difficulties in France and obey the laws and regulations. I am willing to bear all the responsibility if any problems happen.

Please give kind consideration to my son s visa application. Thanks a lot!

I hereby to guarantee.

(申请人父亲/母亲)

Signature

My English Study Plan

I am a high student now.I am weak in English.And most students in my class are good at English.So I have to improve my English and catch up them.I make a English Study Plan.Firstly,I will spend 20 minutes remembering words every day.I find that I only remember a small number of words. Secondly,I must listen to the teacher carefully in class.And I will do the homework every day.Of course,listening to the English tapes every day is necessary.Sometimes I will read some English writings. Thirdly,I will often use English and communcate with classmates in English.Every Sunday,I will learn English on the Internet. This is my plan.

甲 方： 身份证号码：

乙 方： 身份证号码：

交通事故基本事实及双方责任：

20xx年9月24日18时41 分，甲方驾驶的贵DR2158中华牌轿车与乙方驾驶的贵E06672两轮摩托车在马岭河峡谷路段发生相撞导致交通事故，造成双方车辆受损的交通事故。经甲、乙双方充分协商一致达成如下协议：

一、甲方自愿赔偿给乙方陆佰元(￥600元)作为乙方人员的各项损失。

二、自甲方支付此费用后，乙方不再追究甲方任何责任。

三、本协议所涉及的赔偿是一次性终结赔偿。

四、本协议自双方当事人签名按印后生效。

五、本协议一式三份甲乙双方各存一份。交-警队存档一份。

甲方： 乙方：

年 月 日

Memorandum

TO:

FROM:

DATE:

SUBJECT: Resignation

Please accept my resignation as Associate Chemist at Research, Inc.; my last day will be August 15, 19–.

While enjoying assigned projects and contributing to the company’s overall growth, I feel my work tasks here have not allowed me to investigate projects in which I developed a keen interest during my graduate studies. Therefore, I have accepted a position more in line with those interests at Meadows Chemical Company.

This decision has been difficult due to the rewarding relationships

developed during the past three years. Please accept my thanks for your unquestionable support and leadership here at Inc..

Sincerely,

Dear ______,

①I am truly sorry that ______(道歉的原因).

②The reason is that ______(介绍原因).

③Once again,I am sorry for any inconvenience caused.

④Hope you can accept my appologies and understand my situation.

Yours sincerely,

Li Ming

dear mr/ms,

mr john green, our general manager, will be in paris fromjune 2 to 7 and would like to come and see you, say, onjune 3 at 2.00 p.m. about the opening of a sample room there.please let us know if the time is convenient for you. ifnot, what time you would suggest.yours faithfully

尊敬的先生/小姐,

我们的总经理约翰格林将于六月2日到7日在巴黎，有关在那开样品房的事宜，他会于六月3日下午2：00点拜访您。

请告知这个时间对您是否方便。如不方便，请建议具体时间。

您诚挚的回信

Dear Frank:

How things going on?

I was worried when I heard from TV that you were recently involved in a car accident. What a relief you were not hurt. You must be frightened, are you feeling better now? I am so sorry that I can’t go to see you because I am on a business trip. I promise I will come to see you as soon as I am back.

By the way, with more and more cars on the roads, you should drive the car as carefully as possible and dont drink before driving, for the life is only once. Safe is better than sorry.

Best wishes to you!

Sincerely Yours,

Jess

Jane. Love living in a parents， sponsor， grew up under the environment of treatment with peers， aunt abandon， cousin contempt， cousin insults and beating of a child… this is the dignity of the ruthletrample， but perhaps because it all， Jane. Love and faith of infinite indomitable spirit， a kind of inner personality can win.

In rochester， she never because he is a teacher and the family status meanness， but that they feel inferior is equal. Should not because she is a servant， but not respected by others. Also because of her integrity， noble and pure heart， no pollution， secular society for the shock， and rochester her as a spiritual and equality in the conversation， and slowly and deeply in love with her.

Jane eyre itself to us is a kind of simplified， is a fanpiaoguizhen， is a kind of pursuit of whole heart feeling， is a kind of simplified feelings and neglected， it is like a cup of water， purify every readers heart， also cause readers， especially female readers.

1. 纠结的心情，七上八下的，郁闷的清晰，乱七八糟的，懊悔的心情，忐忐忑忑的，求你的语言，编来编去的，犯了错我没办法，求你原谅我尽心意，原谅我，给我轻松给你甜蜜。

2. 对不起;那刹那被我破坏了，对不起;我未能令你每天欢笑一次，对不起;不浪漫是我的罪名，对不起;不轰烈是我的不对，对不起;原谅我的不浪漫、不轰烈、我会让你每天开心;在不让你生气，原谅我!

3. 情真情深情几许，有错知错许不许，有情有意好朋友，我的道歉理不理，友情友谊浓又密，宽容一下太急需，知心知情伴着你，理解一下实在急，原谅体谅求求你，真心说声对不起。

4. 是我的错，不应该叫你饭后偶尔一两次的洗碗。而在你洗完后还得再收拾桌子。

5. 现在你虽然没有原谅我，所以我能做的只有把自己的抱歉通过日志来表达了，把我想对你说的话写出来，希望你看到以后可以原谅我。

6. 希望你能接我的电话，有什么事，可以说，好吗?亲爱的。我等你的电话。

7. 对不起，我无法不让自己想起你，我不能让自己忘记你，我的心中不能没有你，所以，我还会继续的去烦你。

8. 对不起，下次不敢啦!请接受我诚心的道歉，不要再生气了，好不好?

9. 原谅给我，可以宽大你的心胸，理解给我，可以开朗你的心情，体谅送我，可以快乐你的风景，沟通与我，可以开拓你的人生，宽容会更有朋友，理解会更有友情，那就原谅一下我，给你我一份轻松。

10. 我知道对你造成伤害很深，但我是一个负责人的人，即使对你造成的伤害比大海深，我也要用毕生的精力把它掏干，让你的生活重新充满灿烂的花朵，变得多姿多彩，幸福快乐!

11. 我再也不惹你生气了，我答应你在你不高兴的时候哄你开心，在你高兴的时候绝不扫你的兴，你叫我往东我绝不往西，你叫我上天我绝不下地，原谅我好吗?

12. 无心犯错，惹你不快;内心后悔，请你见谅;有心致歉，难于启齿;真心短信，表达愧意;诚心诚意，望你接受!对不起，原谅我吧!

13. 挣扎着，在无尽的悔恨的深渊里;挣扎着，在无尽的失意的情绪里;挣扎着，在无尽的痛苦回忆里，让你难过，我陷入了无尽的挣扎里，好想说声对不起。

14. 你的责备如同层层的巨浪蜂拥而至，打击着我的心灵，再加上冷漠的眼神袭击我的灵魂，我已经精神渐趋崩溃了，整颗心在后悔与自责中挣扎，就请你回个信息救救我吧!

15. 一生的朋友，无需频繁联系，心中却永远铭记，虽然偶尔也会发发脾气，牵挂却一直在心底，还望朋友莫要再生气。

敬爱的李老师：

您好!

在这金风送爽的季节里，我们又将迎来一个美好的节日——教师节。我首先要祝您节日快乐，工作顺利!趁此机会，我——昔日的“刘阿斗”禁不住要跟你说几句心里话。

老师，我坦率地承认，我不是您喜欢的好学生。您曾经不止一次耐心地给我辅导，但是我却一次又一次地让您失望，成为您心目中那个扶不起的刘阿斗。

还记得上学期期中时发生的事吧!那天正好是期中考试，我因为前一天在外婆家做客，第二天当我来到教室门口时，同学们已经在考试了。我站在门口，喊了好几声“报告”后，你才冷冷地示意我进去，可能是因为紧张吧!考试考好后，我居然忘记了写名字。第二天一早，你就在同学们的面前公开地批评我，我知道自己是一个马虎的人，应该受到批评，但是当时您的哪些刻薄的话语，真令我感到无比羞愧，假如地上有道缝的话，我真恨不得钻进去。那次，我也从您的目光中看到了您没有说出来的一句话——你这个笨蛋!

在以后的半个学期中，我也试着努力改变自己，但不管我怎么努力，换来的都是您的冷眼。有时候我向您请教问题，您也总是爱理不理的样子，好几次我都胆怯地回到座位上。看着您为其他同学耐心地解答问题，向他们投去慈祥的目光时，我心里别提有多难受了……

老师，新学期又开始了，对于其他同学来说，又将为新的目标努力学习了，而我!已经对学习丧失了信心。我多么希望您，能用一滴甘露来滋润我干渴的心田。

老师，我已经亲手做了一张贺卡，教师的那天，我将悄悄地放到您的办公桌上……

此致

敬礼!

上周和爸通电话，让他担心了、想要安慰安慰爸，想想父亲节要怎么过。每次这种时候，就会开始痛恨自己。在此我想跟我的父亲母亲道歉。也许这三十几年来，我几乎有一半的时间对你们是愤怒的，可当时间慢慢过去，我益发了解你们的好。那不是一般最佳父母亲测量表可以表达的好，却因此有了不同的我。我不知道別人怎么看待，我也无法控制别人会怎么揣测我的感情生活、我的家人，还有你们。而偏偏我们也不是腻在一起，一天到晚通电话，有不开心会直说的人。

就像现在，我连想要好好道歉，都是借着网络写了篇文章，傻气地期待妈妈看，然后我就可以若无其事地问你们：「父亲节要干嘛啊，让我请你吃饭吧!」多数时我是个残忍的孩子，想干嘛就干嘛，年轻时爱翘课，大了动不动就想辞职在家闭关，苦哈哈地过日子，也从来沒有存钱买房结婚生子。甚至，到现在还要你们倒贴我生活费。不止是数字上的辛苦，另外一个就是情感上的辛苦。数字这都沒关系，这些都是小事。只是我让我的父亲受伤了。

再者，因为喜欢上了文字，可能就让人随时背负着，我或许书写出一些我不为人知的秘密。但不是这样的。小时候我就喜欢看书，总在故事跟真实中迷路，我花了很多时间分清楚;而如今，却发现了下一课是，如何不要被別人以为，我所书写的，是私人日記，是隐私。只是，我没有写小说的创作能力和灵感。曾有人一篇篇看问我中间讲的是谁、在说什么或者是做了什么。其中自然有很多枝接是擷取与生活和感想，不是所谓的自传。

当听到你们沮丧时，我真的开始难过了起来。亲爱的父亲，让我跟你深深的道歉。当我试着去爱着自己的家庭时，却无心伤害了你们。但我想你能明白，你任性的女儿，是在做自己想做的事，很抱歉让你难过，我一次又一次伤到你们却不知所措，因为现在，我並非像小时候一样，是故意用那些反叛讨厌的言语去忤逆你们，故意用冷漠忽视去刺伤你们。

我真的，真的很抱歉。

此致

敬礼!

:次我不就应把你的东西放在草坪上就进办公室的。可我真的不是故意的，你明白我的记性不好，粗心大意的。你把东西交给我保管就是相信我，而我却粗心大意的。要不是你找得快可能已经丢了。之后你责骂我，我不就应因为一时气愤而一走了之的。之后我静下心来想了想才发现自我的确不对。首先不该把你的东西随便一放而忘记拿的，其次是你责怪我我就应向你道歉，安慰你，而不是一走了之的我不就应让你生气的，反正千错万错都是我的错。我们已经认识六年了，你是明白我的，我一向以来没什么朋友。开学第一天，我们认识了，相处得很好。可到了三年级，我就不是你的好朋友了。说实话我这几年来都是孤独一人，直到六年级我们班转来一个女孩，有了她，我才不孤独了。快毕业的时候，我期望给我的小学生活带来完美回忆。我就连平时相处得不好的同学也去聊天，搭讪，交往。个性是你，你生气了，受委屈了，我安慰你，逗笑你。和你玩，期望和你能再次成为好朋友。还记得那个雨天我们在教室上课时你不开心我给你传的纸条吗?“‘天空是绵绵的糖，就算塌下又怎样?……雨下再大又怎样，干脆开心地淋一场……笑一笑没什么大不了’笑一下就开心了。”这些纸条我都记得呢!期望我能再次用纸条博得你的微笑。我是十分珍惜我们的友谊的，但是那时候我只是一时糊涂。我们还会是好朋友的吧

dear ×××,

on christmas day, i will invite some of my best friends to attend a party held at my home. there will be both western food and traditional chinese food in the banquet.if i have the pleasure to have you on that party, i wll be very happy. you will meet some of your old friend on that day, while i will also introduce some new friends to you.

your sincerely,

×××

译文：

亲爱的×××,

在圣诞节那天，我会邀请一些最好的朋友参加在我家里举行的聚会。宴会上将会有西餐和中国传统食物。如果我有幸邀请你参加那个聚会，我会很高兴的。那天你会遇到一些老朋友，我还会向你介绍一些新朋友。

你的真诚,

×××

：

I wish to express my heartfelt appreciation for the kindness and minute care that Ive received from you during my recent convalescence.

You delivered the sensitivity and support that helped me through what was a very difficult time, and I will never forget your kindness. Ive now fully recovered in a surprisingly short time, and I think its time to give credit where it is due. Please accept this little souvenir as a token of my appreciation.

Thank you.

Regards, ...

学员感言：

尊敬的各位老师，亲爱的各位同学们，我是包头中心UID1712班，很荣幸用这样的方式来和大家交流。

我是一个普通院校毕业生，毕业后由于自己对IT行业的追求，使自己在5年以前就从事到这个行业当中来，由于IT行业的更新换代，技术水平的提高，同时由于自己不是系统的学习设计，所以渐渐不能满足于企业的需求。

于是带着目标来到达内进修，短短的几个月时间过去了，企业老师也给我找到了自己心仪的工作。在工作中我得心应手，一天慎至能快速完成几十幅海报。那种感觉真是畅汗淋离…..

虽然工作很累，但是在累也享受着工作带来的快乐!

感谢各位老师，更感谢达内使我变的更加优秀!

company ltd. add: district, town, city , province, china tel: / fax :

the consulate general of the p.r. china visa section

invitation letter

dear sir or madam,

we’re pleased to invite mr./mrs (passport number: expiry date: xday xmonth xyear to visit supplier in china from xday xmonth xyear to xday xmonth xyear for business cooperation. mr./mrs ’s personal information is as follow:

name as in passport:

job title:

passport :

date of issue:

date of expire:

we herewith kindly request the china embassy and the government officials to support this application by granting the required one-entry visa. we look forward to welcoming mr./mrs in china. thank you very much!

very truly yours,

name

Employment instructor recommendation letter model 1 Respected leader: How do you do? I recommend graduates from your department. The student is a fresh graduate in computer science at college. Here, I sincerely recommend this student to you. ( In the ideological and moral aspects, students abide by the law, care and help others, and actively participate in the school volunteer activities. He always pays attention to current affairs, and through understanding and learning the partys relevant dynamics and spirit, he keeps himself in line with the Party Central Committee in his thought and action, and actively moves closer to the party organization. He has successfully passed the Party school examination and won the certificate of completion of the Party school and is recommended as the party building object.

He joined the Chinese Communist Party because he tried to realize his self-worth. He studied the various theories of the party and tried to put them in practice and guided his actions at all times. In the field of learning, the student has been trying to conscientiously learn every lesson, master the relevant professional hardware, software and network programming, network management and maintenance of knowledge. A piece of work, a harvest, often see his gratifying achievements, he will sigh, as long as there is determination, nothing is impossible. For computer related students, the knowledge of optical books is far from enough. So he often use spare time often reading computer books, so that they can easily operate office software and professional software, the computer can solve some common problems, computer maintenance, and management and maintenance of network, and participated in a number of computer level exam, achieved good results.

Through his unremitting efforts, academic performance has been good, every year a scholarship. In the work aspect, the student work enthusiasm, the sense of responsibility is strong, diligent and steadfast, pays great attention to the team cooperation spirit and the collective idea. In the past four years, he has encountered more setbacks and failures than others, but he has also won relatively many honors. As a squad leader and a group secretary, he has made numerous speeches in class or other places, which has made him a lot more courageous. He also used the summer and winter vacation time, did some part-time jobs, strengthened his social practice ability, accumulated a certain amount of social work experience, laid a solid foundation for future work.

In life, diligence and optimism are the attitudes of the student who have always adhered to it. Diligence, learning, respect for teachers, solidarity with students, safeguard the interests of the collective and willing to help others is the standard of his learning. Love sports, so that he has a healthy body, table tennis, badminton, table tennis, swimming and other sports activities are playing well. In these sports, he made many friends and learned to communicate and cooperate with others. May your eyes open the journey of his life. Here, I would like to recommend students to your company without reservation. He will be able to do a good job of every job, for the expensive unit business offer modest! Hope your units to be considered, he will not trust you!

Recommender:

Dear colleagues

Grateful for a short period of six months and has the support of all concerned, I do miss the days. Special thanks to the boss of the platform for me to better reflect my personal values. However, due to personal reasons, I will be leaving and leave this family has. I wish you all in the days ahead can be happy and happy to be able to continually the growth.

01、Though we are not with you but we miss you all on this Thanksgiving Day.

虽然感恩节你不能和我们在一起，但是我们会想念你的。

02、Love you all this Thanksgiving Day.

感恩节里更加爱你。

03、Thanksgiving wishes for you and your family.

给你们全家感恩节的祝福。

04、May your life be blessed with joy, love and miracles

希望你的生活里充满了欢乐、关爱和奇迹。

05、Thanksgiving just wont be the same without you

没有你感恩节就不会一样了

06、God bless you and your family at Thanksgiving and always!

上帝会保佑你和你的家人

07、I wish you could be here on Thanksgiving.

但愿你能来陪我过感恩节

08、A card can say more than a thousand words. Happy Thanks giving day!

千言万语敌不过卡片的祝福

09、It will be sad not to see you during the holiday when families get together.

没有你的节日我会感到难过

10、Have a FULL Thanksgiving day!

感恩节快乐！好好吃一顿吧

11、Thanksgiving is a great time to tell you that we love you kids.

感恩节要说我们都爱你们

12、Joy and fun, wish fulfillment and blessing, come to your home this Thanksgiving!

感恩节里尽情享受快乐吧

13、I wouldnt want to spend Thanks-giving with anyone else.

我只愿和你共度感恩节

14、Have a MID-FULL Thanksgiving!

感恩节请不要暴饮暴食

15、What a wonderful time to be together.

在一起的时光多么快乐

16、Wish you a very special Thanksgiving Day for you and your family.

愿你们有一个特别的`感恩节

17、I love to eat, so I love Thanksgiving.

我爱吃，所以我爱感恩节

18、This will be our first Thanksgiving apart.

第一次不在一起过感恩节

19、Just dig into the roast turkey. Wish you a wonderful Thanksgiving!

愿你有一个美妙的感恩节

20、、Thanksgiving is the best holiday of the year.

感恩节是一年中最好的节日

21、I am so grateful that I have you all with me on this Thanksgiving Day.

盼望能和你一起共度感恩节

22、Thanksgiving is a time when I tell you that I love you.

感恩节是对你表白的时候

23、Seasons greetings to you all straight from our hearts.

感恩节里献上最诚挚的祝福

24、I hope you are feeling thankful after your supper.

25、May you start your day with love,fill your day with love, and end your day with love.

26、From all of us to all of you at Thanksgiving.

27、Thanks for being there as a friend so true! Happy Thanksgiving! You are the joy of my life.

28、Our first Thanksgiving should be our best.

29、May your family be full of divine blessings on this Thanksgiving!

30、I will be home for Thanksgiving, so save a little turkey for me.

31、Warm wishes at Thanksgiving.

今天是感恩节，衷心祝福你！

32、From all of us to all of you at Thanksgiving.

请接受我们诚挚的祝福：祝你们感恩节快乐！

33、I wish you could be here on Thanksgiving.

我真的希望你能来过感恩节。

34、Thanksgiving just wont be the same without you.

没有你的感恩节像缺了点什么。

35、This will be our first Thanksgiving apart.

这是我们第一次不在一起过感恩节。

36、It will be sad not to see you during the holiday when families get together.

在这个家人团聚的节日里，见不到你，我会很难过。

37、Our first Thanksgiving should be our best.

希望我们共度的第一个感恩节将成为我们回忆里最美好的时光。

38、I wouldnt want to spend Thanks-giving with anyone else.

我只想与你共度感恩节。

39、Thanksgiving is a time when I tell you that I love you.

今天是感恩节，我要对你说我爱你。

40、Thanksgiving is the best holiday of the year.

感恩节是一年中最美好的日子。

41、Thanksgiving wishes for you and your family.

给你们全家感恩节的祝福。

42、Warm wishes at Thanksgiving.

在感恩节，衷心地祝福你们。

43、I wish you could be here on Thanksgiving.

但愿你能来过感恩节。

44、It will be sad not to see you during the holiday when families get together.

家人团聚的节日里，不能看到你，我会感到难过。

45、Our first Thanksgiving should be our best.

我们第一次共度的感恩节是我们最美好的时光。

46、I wouldnt want to spend Thanksgiving with anyone else.

我只愿和你共度感恩节。

47、Thanksgiving just wont be the same without you.

没有你，感恩节就不会一样了。

48、This will be our first Thanksgiving apart.

这将是我们第一次不在一起过感恩节。

49、Thanksgiving is a time when I tell you that I love you.

感恩节就是我告诉你我爱你的时候。

50、Thanksgiving is a great time to tell you that we love you kids.

孩子们，感恩节这时刻，我们要说：我们爱你们。

出租房：_____________________ (以下简称甲方)

承租方：_____________________ (以下简称乙方)

甲乙双方经友好协商，乙方为在开发区设立

公司而租用甲方房屋，并就此租房事宜达成如下协议：

一、甲方同意供给乙方经营用房______平方米，用于该公司经营之用，该房屋坐落于_______，

二、该房屋租金经双方商定为每______月____________元。该房屋总租金为____________元。

三、租金于 交付，每延迟一天按总租金的 计罚。若 天内仍未交纳，甲方有权收回该房屋，并按实际迟付天数依上述计罚比例向乙方收取罚金。

四、乙方同意预交____________元作为保证金，合同终止时，当作房租冲抵。

五、房屋租赁期为 ，从 ______年 ______月______日至

______年 ______月______日。在此期间，任何一方要求终止合同，须提前______个月通知对方，并偿付对方总租金 的违约金;如果甲方转让该房屋，乙方有优先购买权。

六、因租用该房屋所发生的除土地费、大修费以外的其它费用，由乙方承担。

七、在承租期间，未经甲方同意，乙方无权转租或转借该房屋;不得改变房屋结构及其用途，由于乙方人为原因造成该房屋及其配套设施损坏的，由乙方承担赔偿责任。

八、甲方保证该房屋无产权纠纷;乙方因经营需要，要求甲方提供房屋产权证明或其它有关证明材料的，甲方应予以协助。

九、就本合同发生纠纷，双方协商解决，协商不成，任何一方均有权向天津开发区人民法院提起诉讼，请求司法解决。

十、本合同未尽事宜，可由双方协商签订补充协议，经公证后与本合同具有同等法律效力。

十一、本合同以双方共同认可并经公证后生效。

相关合同范本租房合同范本上海租房合同广州租房合同店面房屋租赁合同标准的普通房屋租赁合同简单租房合同如何写租房合同租房合同注意事项个人出租房合同

甲方(签章)：_____________________ 乙方(签章)：_____________________

代表人(签章)：___________________ 代表人(签章)：_____________________

签订时间：_____________________ 签订时间：_____________________

借款人：

borrower:

贷款人：

lender:

抵押人：

mortgagor:

保证人：

surety :

出质人：

pledgeor:

为明确各方权利和义务，根据《合同法》、《贷款通则》和其他有关法律、法规，订立本合同。

this contract is made in line with the contract law of the peoples republic of china and the general provisions of loans of the peoples bank of china to specify the rights and obligations of parties involved.

借 贷 条 款

loan borrowing clause

第一条 借款金额。见36.1

article 1. amount of loan: refer to 36.1

第二条 借款用途。见36.2

article 2. purpose of loan: refer to 36.2

第三条 借款期限。

article 3. life of loan

3.1见36.3。

3.1 refer to 36.3

3.2借据或贷款凭证是本合同不可分割的组成部分。借款的实际放款日和还款日以借款

人、贷款人双方办理的借据或凭证上所记载的日期为准。除日期外，借据或凭证其他记载事项

如与本合同不一致的，以本合同为准。

3.2 a certificate of indebtedness or a loan voucher is an integral part of this contract. the date of advance and payment due date shall follow the date specified on the certificate of indebtedness or loan voucher . where there is any inconsistency between the stipulations on the certificate of indebtedness or loan voucher and the terms and conditions on this contract except date, the latter shall prevail.

第四条 借款划付。在借款人办妥借款手续后5个营业日内将全部款项划至借款人指定的账户，划付次数、时间、金额见 36.4 。

第五条 article 4 transferring of loan. the full amount of loan shall be transferred to an account designated by the borrower within 5 working days from the date of completing borrowing procedure. refer to 36.4 for the frequency, time and amount of transferring

第五条 借款利率和计息。

article 5. interest rate of loan and calculation

5.1借款利率。本合同项下借款利率根据国家有关规定，确定利率见—36—.5 。遇利率调整时，借款期限在1年(含)以下的，执行合同利率，不分段计息;借款期限在1年以上的，实行分段计息，从利率调整的次年1月1日开始，按相应利率的档次执行新的利率;如借款人未按约定时间归还借款本息或未按合同约定用途使用借款，贷款人将按国家规定对借款人计收罚息，罚息率见36.6。

5.1 interest rate of loan: the interest rate under this contract is specified in 36.5 in line with relevant rules. in case of change of interest rate, the interest rate stipulated in the contract shall prevail for loans with a life of less than or equal to one year; for loans with a life exceeding one year, the interest shall be calculated on a multi-stage basis, i.e. from next jan. 1st following the adjustment of interest rate, the new rate shall prevail. in case the borrower fails to repay the principal and interest before the due date, or fails to use the loan for purposes as agreed in this contract, the lender shall be entitled to collect default interest in line with relevant rules. the default interest rate is specified in 36.6.

5.2遇利率调整时，实行分段计息的，贷款人有权根据国家有关规定自行调整，不另行通知借款人。

5.2 in case of calculating interest on multi-stage basis due to adjustment of interest rate, the lender shall be entitled to adjust the interest rate on his own without further notice to the borrower.

第六条 还款方式。

article 6 type of repayment of loan

6.1借款人应在贷款人开设帐户，户名和帐号见 36.7 ，并保证在每次还款日前足额存入当期应还款项的存款。借款人在此授权贷款人从借款人该帐户中扣收借款本金、利息和可能发生的复利、罚息、违约金、保费、损害赔偿金及实现债权的费用(含律师费和诉讼费)。如该帐户资产不足以归还到期的贷款本息，贷款人有权从借款人在中国工商银行任何分支机构开立的任何帐户划收。

6.1 the borrower should open an account with the lender( the account name and account number are specified in 36.7.) and promise to deposit sufficient money for repayment before each due date. the borrower hereby authorizes the lender to collect , if any, compound interest, default interest, liquidated damage, premium, compensation and expenses arising from the realization of creditor’s right (including lawyer’s fee and court expense)in addition to due principal and interest of loan. in case the asset in this account is not enough for repayment of due principal and interest, the lender shall be entitled to collect from any account opened by the borrower with any branch of icbc.

6.2贷款人与借款人双方商定，自贷款发放次月起，借款人按月归还贷款本息(一次性还本付息除外)，还款期数及还款方式见 36.8 。

6.2 the borrower shall repay the principal and interest on a monthly basis (except repaying principal and interest in a lump sum) from the second month following the issuing of loan , as agreed between the borrower and lender. the repayment tenors and type are specified in 36.8.

6.3借款期间遇利率调整，如执行本合同5.1条实行分段计息的，对借款期限在1年以上的，应从利率调整的次年1月1日开始根据未偿还借款余额和剩余还款期数进行调整，重新计算还款金额。

6.3 in case of multi-stage calculation of interest as specified in 5.1 due to adjustment of interest rate during the life of loan, the repayment amount for loans with a life exceeding one year shall be recalculated on the basis of balance of unpaid loan and the rest of repayment tenor from next jan. 1st following the adjustment of interest rate.

6.4借款人提前归还贷款须经贷款人书面同意，，提前归还部分的利息仍按本合同约定的利率和该部分实际使用天数计算。

6.4 repayment of the loan ahead of schedule by the borrower shall be subject to written consent from the lender. the interest of prepaid amount should be calculated on the basis of rate specified in this contract and actual days.

第七条 担保方式。本合同的担保人及担保方式见 36.9。具体约定由本合同中相应的担保条款确足。

article 7 guaranty type. the guarantor and guaranty type under this contract is specified in 36.9. the specific stipulations are stated in corresponding guaranty clauses.

第八条 借款人的权利、义务。

article 8 rights and obligations of the borrower.

8.1借款人的权利：

8.1 rights of the borrower.

按本合同约定的期限和用途取得和使用借款;

obtain and use the loan for the period and purposes as agreed in this contract.