关于金钱的演讲稿汇集20篇

today is may 16, __.there is less than a month before the college entrance

examination. i still remember the day before the examination. i and you ever

made great effort to realize a dream of entering a university. and now we are

here.

but most freshmen are dissatisfied with the life in university in the first

term, before i went to university, i viewed university as a freedom paradise

where i can do anything i like. but when i get here. everything turn to be out

of my imagination. i have to do a lot of homework everyday just as in senior

high school. living condition is not as good as in my expectation, food here is

far from being delicious. and that is what most freshmen complain about.

but i must say we should still enjoy the life in university because it is

the most worthwhile in our life.

firstly ,it is the time we begin to form our outlook of our life. we attend

classes, go to the library, surf the internet. all of these provide us with

valuable knowledge and information.

secondly university life is rich and colorful, without heavy task, we get

more time to take a break develop some hobbies. these will surely make our life

more wonderful.

finally in university we can develop our social skills as well as knowledge

and wisdom necessary for hunting a job. small organizations in school can

provide a variety of opportunities of leaderships as well as teamship. take

students union for example. it is a place where we can get our abilities

trained. all of these prepare for our future.

time is money, but money can not get back time. four—years of college life

is short in a person’s life. do not waste time any more. try to be confident and

dynamic and try to make our university life more wonderful and meaningful.

believe that we can fly and we are sing in the sky.

Money is regarded by some people as the most important thing in life. It is even regarded as the symbol of wealth and social position. For example， with plenty of money a man can do whatever he wants to. He can afford expensive cars and luxurious houses， and he can travel around the world and visit as many interesting places as he wants to. In their eyes， money is everything in life.

In my opinion， money can both benefit people and do harm to them. On the one hand， we can't deny that money is useful. We need money to buy food， buy a house or pay our education cost. Money can make us live more comfortably. For example， with more money， we can help others and take part in more social activities and receive a good education， thus increasing our knowledge and developing our skills. On the other hand， some people try to get money by dishonest means， for example， they often cheat and gamble， even rob and kill people. Sooner or later， they will be punished by the law. Money can bring them nothing but misery.

From In addition，money can not buy everything， For instance， no matter how much money one hast he can not buy good health， happiness or friendship， Although money is useful in many ways，there are still a lot of things that money can't buy in the world. In addition， money can also do harm to us. If a person really thinks of money as everything and pays his attention only to money， he will lose his friends， or even the care and warmth from his family. Thus， it brings him only loneliness.

一些人认为钱是生命中最重要的东西。他们甚至认为钱是财富和社会地位的象征。例如，一个拥有很多钱的人可以做他想做的任何事情。他能买得起昂贵的汽车和豪华的房子，他可以周游世界，去任何他想去的地方观光旅行。在他们的眼中，钱是生活的一切。

在我看来，钱可以造福人类，也可以给人们带来灾难。一方面，我们不能否认钱是很有用的。我们需要拿钱去买食物，买房子，付学费。钱可以让我们生活的更加舒适。例如，如果拥有很多钱，我们就可以帮助别人、参加更多的社会活动、接受更好的教育，这样可以扩展我们的知识，发展我们的技能。另一方面，一些人通过不正当的手段获得金钱，例如，他们经常行骗和赌博，甚至抢劫和杀人。他们最终都逃不脱法律的制裁。钱带给他们的只有痛苦。

此外，钱也不能买到任何东西，例如，不管花多少钱都买不来健康，快乐和友谊。虽然钱在很多方面是有用的，但是世界上依然有很多东西钱是买不到的。此外，钱也会给我们带来伤害。如果一个人把钱看成一切，直关注钱的话，他将失去朋友，甚至家庭的关心和温暖。这样一来，钱带给他的仅仅是孤独。

猜你感兴趣：

尊敬的__：

金钱可以满足我们的物质需要，它可以变换我们渴望得到的东西，它能让我们过上我们想过的生活。

古人云：“君子爱财，取之有道。”它反映着人们的一种行为上的道德选择。这里的“道”就是指道义，道德。人们通过正当的、道德的途径取取得一定的金钱，这并不是什么丑事。正因为钱是一种可以支付和交换的手段，人们通常把钱和幸福生活联系起来，这也是可以理解的，无可非议的。我们不能把一切会赚钱的人都骂为“王八蛋”，但同时人们又绝不能把钱看得太重了，以至拜倒在它的脚下，不惜任何代价昧着良心赚钱。

我们经常会在报纸上、电视上看到某地的某位官员因收受他人的贿赂金额巨大，而被没收所有财产，甚至被判刑入狱。这些官员都已成了不折不扣的金钱的奴隶，宁愿拿自己的前途乃至自己的一生去交换那些带不进监狱，也带不进棺材的财富。这种行为显然是受到世人的指责的，因此我们更应该树立正确的金钱观，通过勤劳而致富，合法得利。

同时我们也可以认识到金钱并不是万能的，你可以用你怀里成把的钞票去买到关怀吗?你可以用你的金钱买到原谅吗?你可以用金钱买到包容吗?也许你可以买到，但那买到的一切都是虚伪的，而真诚是你永远也无法买到的。

金钱是为人服务的，人不能受金钱的役使。对金钱过分执着则会使人丧失许多美好的品质，眼睛里除了钱别无他物的人，其价值就等同于朽木。从前齐国有个财迷，每天都做梦能得到金子。一天早上，他到市场上去赶集，来到一家经营金银首饰的店里，伸手拿了一块金子，扭头便走。店主见状大呼“抓贼”。巡吏闻声赶来，抓住了那个人。巡吏生气地问：“你怎敢如此大胆，街上人这么多，店主也在，你怎么抢了人家金子就跑!”那人回答说：“拿金子地时候，我的眼里只有金子，根本没有其他人。”唉!这种人实在太可悲了!

让我们正确地对待金钱，在追求物质生活的同时，也不能迷失方向!

谢谢大家!

The duality of money has been puzzling people since its first appearante.

On the one hand, clean money can sweeten your life, help you succeed and be your

lifelong faithful companion. On the other hand, dirty money may posion your

mind, ruin your happiness and discard you suddenly as a false friend.

自从钱存在的第一天开始，对于钱的定义一直令人费解。一方面，干净钱能使你的生活变甜，帮助你取得成功，并成为您一生忠实的伴侣。另一方面，脏钱可能破坏你的幸福和抛弃你突然作为一个虚假的朋友。

The market economy tells us that everyone should earn a living by selling

something. Professors sell their knowledge, workers sell their labor, farmers

sell their produce. Money now appears more powerful than anything else and

drives people crazy. The temptation of money often challenges one's honor. We

are not ashamed to make more money to have a better life by our sweat.

However,there is a widespread concern that millionaires become the heroes no

matter whether they make any contribution to our society. Some people try

desperately to make big money, which, more often than not, end up with

degradation, corruption and crime.

市场经济告诉我们，每个人都应该谋生卖东西。教授出售他们的知识，出售他们的劳动工人，农民出售他们的农产品。钱现在看来更强大的比其他任何事情都和驱动器的人疯了。金钱的诱惑常常挑战一个人的荣誉。我们并不感到羞耻赚更多的钱有一个更美好的生活我们的汗水。然而，人们普遍关切的是，成为百万富翁的英雄，无论他们做出任何贡献，我们的社会。有些人试图拼命赚钱，而更多的，往往不是最终退化，腐败和犯罪。

Though money is indispensable to our life, dirty money may drag us into

hell. There are many things no money can buy. We will keep our honor intact at

any cost because it is our soul. Love of money is the root of all evil. For

myself, I would rather die than dishonor myself for money.

虽然钱是必不可少的，我们的生活，脏钱可能拖累我们带入地狱。有很多事情没有钱可以买到。我们将继续我们的荣誉完整不惜任何代价，因为这是我们的灵魂。爱钱是万恶之源。我自己，我宁可死也不愿被钱侮辱自己。

Many people regard money as the most important thing in their life but I

don’t agree with them. There are so many things that money can’t buy. The first

money can’t buy us knowledge abilities and experience. The second money can’t

buy us a happy mood and a good health.

However money plays a significant role in our daily life. We can’t live

without it because we have to use money to buy our daily necessities like food

drinks clothes books and so on. And we also need money to pay for our houses and

education.

All in all we should have a correct concept of money. We can’t live for

money but take it as a tool leading a better life.

许多人认为金钱是生活中最重要的东西，但我不同意他们的观点。有很多东西是金钱买不到的。第一，金钱不能为我们买到知识，能力和经验。第二，钱不能买来快乐的心情和健康的身体。

但是，金钱在我们的日常生活中扮演着很重要的角色。没有金钱我们无法生活，因为我们必须要用钱来买日常必需品，如食物，饮料，衣服，书籍等等。我们还需要钱来买我们房子获得教育。

总之，我们应该有一个正确的金钱观。我们不能为了赚钱而活，而是要把它作为一种能领导一个更好的生活的工具。

What will win, money or knowledge? I look upon this matter for a long time

and came to a conclusion that knowledge is more important than money. Without

proper financial planning, we might eventually face financial problem even

though we are filthy rich. Another similar situation would be, without a good

understanding in English we will not be able to write good post to entertain our

readers, isn’t it? So for a long run I think it is bad. Well, that’s only my

personal point of view.

Knowledge will forever be the best & future ingredients of life as we

know it.

If you got stuck in the middle of no-where (or maybe on another planet)

with no transportation or no one around - will money get you home any

better??

If you have to pick between a billion knowledgeable thoughts or a billion

dollars - wouldn’t you rather spread your knowledge to others instead of

thinking about becoming a billion dollars for yourself?

Money governs our system in which we live right now, but knowledge will

defy & yet prove the facts about endless dollars that are spent in our

worldly developing lifetime.

I would much rather (in almost any lifetime) have all the knowledge in the

world than all the money in the world! Not because I don’t need to be rich, but

because spreading that knowledge would be infinitively more bliss-full &

pleasurable than passing around money to people everyday.

金钱或知识,会赢得什么?我把这件事很长一段时间,得出一个结论,知识比金钱更重要。没有适当的财务规划,我们最终可能面临的金融问题即使我们是非常富有。另一个类似的情况是,没有很好地理解英语,我们将无法写出好的文章来娱乐我们的读者,不是吗?所以对于一个长远来看,我认为这是不好的。好吧,这只是我个人的观点。

知识永远是最好的和未来生活我们知道它的成分。

如果你被困在中间得(或者在另一个星球上)没有交通和周围没有一个人——将钱带你回家好吗? ?

如果你要选择十亿知识渊博的想法或十亿美元-难道你,而你的知识传播给别人而不是自己思考成为十亿美元?

钱支配我们的系统现在我们生活的,但是知识会藐视&证明事实没完没了的美元花在我们的终身发展。

我宁愿(几乎在任何一生)拥有世界上所有的知识比世界上所有的钱!不是因为我不需要富有,但是因为传播这些知识将不定式比传递关于金钱满幸福和快乐的人们日常。

尊敬的老师们，亲爱的同学们：

大家好!

如果，道德是建立在金钱的基础上，我们当然可以说，他们是统一的，而道德本来就是对于人们在法律以外的规范，为什么我们要设道德，因为我们的前辈，或是说人类，在这个方面的缺陷，而制造了出来，来约束人类的。为什么，我们看英国人说是非常的有礼貌，我们要知道，在17世纪，18世纪，他们是有名的流氓，对于他们的道德规范，可以说是接近于0。但是，他们现在的这种，礼貌，不是在弊八?堑哪切┤毕萋穑?而却我们的道德往往在很多时候和我们人类的人性是矛盾的。

而那些，规定道德的人来说，他们可以遵守吗?在于金钱的诱惑，或是，美女的诱惑中，我们的道德是不是可以依然存在，因为被利益的趋势，导致错误的行为，然后就有了现在我们的道德。所以说，金钱是原因，而道德是必然的结果，因为我们的社会在进步，道德的建立也有了完善。而上两位说的，当然是理想状态，对于现在这么现实的社会，每时每刻，都有人在对于我们现在的道德规范，做出挑衅。看看现在的社会状态，我们有理由相信，有一部人是可以兼得的。但是，就像我们的祖辈，教小朋友讲礼貌，讲道理的同时，他们是否可以约束自己的行为呢?如果这个人不要钱，我们都觉得他是傻子，有钱为什么不要?要是在这种社会的情况在，生存，谁可以做要出淤泥不染呢?

但是，我们所面对的不就是这样的一个社会，不是吗?而对于违反道德的人，我们可以指出他的缺点，当然，要是别人指出你的缺点，你会乐意的接受，那我要说，你可是真的虚伪了。在接受的同时，随之而来得那种不满，是每个人自然的表现。

所以，在这个社会中，可以说，没有人可以做到道德的规范，而谁对谁都没有在道德上的审判权。因为大家都作不到，那么我们又怎么说金钱与道德能否统一呢?

很高兴有人一起讨论这样的问题，你说的希望工程是人类最美好的道德规范，这也是要个人的品格和资产决定的，很同意你的观点。但是对于买毒品，其实和你出去买希望工程是一个概念，是你的需求，你所要得目的。没有什么分别。你所说的是我们利用金钱来达到我们的目的，但是目的是什么不能用道德规范来限定的。因为任何的道德规范都不能和人类的主观肉体能动性所抗衡。

almost everybody in this world wants his efforts to be accepted and

praised. honor can bring us satisfaction, self-confident and even money

sometimes. it can encourage us to make bigger progress, and so can it ruin us.

some will do everything for honor. they even steal it or cheat it. of course,

they will be broken in the end. so honor can bring us not only happiness, but

misery also.

Most of people think we can do anything if we have money.If you have much

money, you are thought to be successful. If you have no money, you will be

looked down upon.

Money can make us live a rich life, but not necessarily a happy life.

Sometimes some people do some bad things in order to make money. So they aren't

happy because they are always afraid.

We should make money and spend it in a reasonable way.

大多数的人认为如果有钱我们能做任何事。如果你有很多钱，人们会认为你事业有成。如果你没有钱，你会被人看不起。

钱能使我们过上富裕的生活，但我们不一定会快乐。有时有些人为了挣钱会做坏事，因为他们总是害怕，所以他们不快乐。

我们应以合理的方式挣钱和消费。

Money is necessary in our life. We will have a rich life when we have much

money.

Most of people think we can do anything if we have money. I don't think so.

Some people aren't happy though they have much money, because their money is

obtained by unjust means. They always live a frightened life. Money often makes

people do bad things, even illegal activities.

We must make money and spend it in a reasonable way. We will be happy.

钱是我们生活中必不可少的东西，当我们有许多钱的时候，我们才能过上富足的生活。

大多数认为只要有钱，我们能做任何事。我认为不是这样。一些人虽然有钱但他们不快乐，因为他们的钱是以不正当的方式得来的，他们总是生活在恐惧中。钱经常使人去做坏事，甚至是违法的行为。

我们必须以合理的方式挣钱、消费，这样我们才会快乐。

Can Money Buy Happiness?

Can money buy happiness? Different people have different opinions. Some think yes, while others hold the opposite.

It is true that with enough money one can buy all the things one wants, and live a life of comfort and security. However, it is equally true that lack of money causes great distress. It is a common view that "money is the root of all evil." The pursuit of money drives many people to cheat and steal. In some places there is nothing that cannot be bought with money, resulting in corrupt societies where everybody is miserable.

So, money does not necessarily mean happiness. It all depends on how it is used. If we make honest and sensible use of money, it can be a stepping-stone to happiness l Although money cannot buy happiness, it can make happiness possible if it is employed sensibly.

Money is regarded by some people as the most importent thing in life. It is

even regarded as the symbol of wealth and social position. For example, with

plenty of money a man can do whatever he wants to. He can afford expensive cars

and luxurious houses, and he can travel around the world and visit as many

interesting places as he wants to. In their eyes, money is everything in

life.

In my opinion, money can both benefit people and do harm to them. On the

one hand, we can't deny that money is useful. We need money to buy food, buy a

house or pay our education cost. Money can make us live more comfortably. For

example, with more money, we can help others and take part in more social

activities and receive a good education, thus increasing our knowledge and

developing our skills. On the other hand, some people try to get money by

dishonest means, for example, they often cheat and gemble, even rob and kill

people. Sooner or later, they will be punished by the law. Money can bring them

nothing but misery.

In addition, money can not buy everything, For instance, no matter how much

money one hast he can not buy good health, happiness or friendship, Although

money is useful in many ways, there are still a lot of things that money can't

buy in the world. In addition, money can also do harm to us. If a person really

thinks of money as everything and pays his attention only to money, he will lose

his friends, or even the care and warmth from his family. Thus, it brings him

only loneliness.

钱被一些人认为是生活中最重要的东西。甚至被视为财富和社会地位的象征。例如,使用很多钱可以做任何他想要的人。他能买得起昂贵的汽车和豪华的房子,他可以周游世界,访问尽可能多的有趣的地方,他想。在他们眼中,金钱就是一切。

在我看来,钱既可以造福人们,伤害他们。一方面,我们不能否认,钱是有用的。我们需要钱买食物,买房子或支付教育费用。钱可以让我们生活得更舒适。例如,使用更多的钱,我们可以帮助他人,参加更多的社会活动和接受良好的教育,从而增加我们的知识和发展我们的技能。另一方面,一些人试图通过不诚实的手段赚钱,例如,他们经常欺骗和赌博,甚至抢劫和杀人。迟早,他们将受到法律惩罚。钱可以带给他们什么,但是痛苦。

此外,钱不能买到一切,例如,不管多少钱一所他买不到健康、快乐和友谊,虽然钱是有用的在许多方面,仍然有很多东西是金钱买不到的。此外,钱也可以伤害我们。如果一个人真的认为钱是一切,他关注钱,他将失去他的朋友,甚至从他的家人的照顾和温暖。因此,它只让他孤独。

Many people believe that money is the most important thing in life. It seems impossible to live without money in today’s society. With money people can buy bigger house fancy cloths expensive food luxurious cars and travel all around the world. Money leads to a better life and ensure people’s basic needs. Money is also stand for wealth and social status. If one makes countless money then he is a successful man. As to some young girls money is the only measure to access a man. If a man has a new apartment and a new car he will be the “hot stuff” in the girls’ eye. They marry for money rather than for love. Just like the old Chinese saying goes money makes the mare go. Making more money has become a major goal in the eye of some people. They value money more than anything else in the world.

Different people have different opinions of money. Some people spare no effort to make money such as stealing gambling and cheating. They believe money can bring them everything. However I don’t think money can make people really happy or bring people everything. People can not use money to buy health. Steven Jobs the founder of the Apple Company died of cancer. He was a billionaire but he couldn’t use money to buy himself a longer life. And money can not buy the time that already slip away. Money is also a tool for us to exchange materials but not all the stuff. We should have a right attitude towards money. We should earn money by honest means and spend it probably. Only in this way money can make us happy.

许多人相信金钱是生活中最重要的东西。在现代社会，似乎没有钱就不能生活下去。有了钱，人们就能够买更大的房子、漂亮的衣服、昂贵的食物、豪华的大车、去世界各地旅游。金钱让人们的生活更加美好，保障了生活中的必备品。钱也是财富和社会地位的象征。如果一个人赚了数不清的钱，那么，他就是一个成功人士。对于某些年轻的女孩子来说，钱是衡量一个男人的唯一标准。那么有房有车的男人，在女孩子心中就是“抢手货”。她们情愿嫁给金钱而不是真爱。就像中国古话说的那样：“有钱能使鬼推磨”。赚钱成了一些人的主要目标。他们把钱看得比世界上的任何东西都重要。

不同的人，对金钱持不同的态度。有些人为了赚钱不择手段。例如：偷盗、赌博、诈骗。他们相信钱能给他们带来一切。然而，我不相信钱是万能的。金钱买不来健康的身体。苹果公司的创始人，史蒂夫乔布斯死于癌症。他是个亿万富翁，却无法用钱延续自己的生命。钱也不能换回已经逝去的时光。金钱不过是人们用来交换东西的工具，但也不是全部的东西都能换回来。我们应该对金钱持一个正确的态度。用诚实的手段赚钱，合理的花钱。只有这样，金钱才能让我们感到幸福快乐。

尊敬的各位领导，亲爱的同志们：

大家好，我演讲的题目是：发扬优良传统，厉行勤俭节约。

勤俭节约一直是中华民族的美德，是我们传承了几千年的优良传统。在物质不富裕的过去，需要勤俭节约;在生活水平不断提高、物质资源不断富足的今天，再次提出应该“厉行节约、反对浪费”，意在号召我们继续发扬优良传统，做勤俭节约的践行者，将中华民族勤俭节约的品格发扬广大。

发扬优良传统，厉行勤俭节约，是被历史印证了的正确选择。纵观中国历史，有数不尽关于勤俭节约的历史典故和事件。从节俭力行赐而不受的晏婴，到“一钱太守”刘宠，从一代名相魏征，到伟大的民主革命先行者孙中山，再到我们的伟大领袖毛主席，他们勤俭节约的故事无一不是对“历览前贤国与家，成由勤俭败由奢”这句古训的有力诠释。“浪费是极大的犯罪”，正是主席这句掷地有声的话，指引着几代人艰苦奋斗、自力更生，使年轻的共和国迅速医治了战争的创伤，甩掉了一穷二白的帽子，让中华民族重新屹立于世界民族之林。

发扬优良传统，厉行勤俭节约，是由时代现实决定了的必然选择。也许有人会说，以前国家穷，我们不得不勤俭节约，今天，中国跻身世界第二大经济体，人们的生活富了、腰包鼓了，浪费一点也无妨。的确，随着人们的消费习惯从“生存型”转向“发展型”，适当提高消费水平可以理解，但这决不能成为丢掉勤俭节约这个传家宝的理由。因为同样不可否认的是，目前，我国仍处于并将长期处于社会主义初级阶段。我们还有一亿多农村扶贫对象、几千万城市低保人口，还有为数众多的困难群众;我们还是世界农产品进口大国，资源短缺问题，粮食的平衡问题，依然是制约我国可持续发展的瓶颈;我们的人均GDP尚在世界百位之后，依然是世界上最大的发展中国家。发展中国家、社会主义初级阶段，这个最大的国情我们须臾不能忘。它决定了我们的国家根本经不起铺张浪费的折腾，

决定了勤俭节约、艰苦奋斗的传统须臾不能丢，反对铺张浪费的主张须臾不能忘。经济学家说过，奢侈是公众的大敌，节俭是社会的恩人。然而，社会主义初级阶段的国情我们不能逾越，人口众多的现实我们一时不能改变，资源匮乏和经济发展之间的矛盾我们不能逃避，那么，直面现实和矛盾，试想，如果人人都能躬行节俭，集腋成裘、聚沙成塔，我们将为国家省下多少资源，那将是多么巨大的财富?

发扬优良传统，厉行勤俭节约，是我们每个人的责任。有这样一个真实的故事：一行中国人在欧洲一家餐厅用餐后，由于桌上剩了1/3的饭菜被罚款50马克。工作人员解释道，虽然吃饭的钱是你们的，但资源是社会的，谁都没有理由浪费。在全社会正掀起“厉行节约，反对浪费”的热潮中，这则故事着实发人深省。常听到有人振振有词：花钱消费是个人自由，浪不浪费他人无权干涉。殊不知，浪费行为的“溢出效应”侵蚀了社会资源，浪费就不仅仅是个人的事情了，它更关乎公共利益、社会公德，从这个角度看，厉行节俭、人人有责。我们每个人都生活在自己的小家，更存在于一个大家，所谓“大河有水小河满，大河无水小河干”，如果每个人都不负责任地浪费资源，那么当人类仅剩的一滴水是地球的眼泪，仅剩的一抹绿是地球的记忆时，恐怕我们谁也逃不过自然的惩罚，那时，，谁还敢说浪不浪费是个人自由?谁还敢摆出事不关己的姿态?

节约体现的是一种忧患意识，一种可持续发展的深谋远虑，一种事关人类生存和发展的未雨绸缪，因此，作为社会的一分子，厉行勤俭节约不仅是民族的优良传统，更是我们每个人应尽的责任。

发扬优良传统，厉行勤俭节约，要从思想上彻底扭转观念。在现实生活中，有很多不必要的浪费是由错误的观念造成的，例如扭曲的消费观——面子消费。不少人认为凡事要大操大办、宁剩毋缺面子上才挂得住、人情上才过得去，更有些人甚至打肿脸来充胖子也要装排场、讲气派，劳神伤财、浪费资源不说，还给以后的生活造成了极大的负担;也有一些人虚荣心膨胀，一味“炫耀消费”，不选对的，专挑贵的，以此炫耀财富、夸饰身份、显示地位，有数据显示，中国人奢侈品消费占全球的四分之一，网上也经常报道中国人出国时疯狂购物，使西方发达国家大为震惊。难道中国真的高度发达、中国人真的一下子富起来了吗?显然，这与我们的国情并不相符;是中国人都忘记了勤俭节约的传统了吗?也不是这样的。造成这种浪费，其实是中国人好面子的观念和虚荣心在作祟。大家你看我，我看你，互相攀比，在虚荣心驱使之下追求体面、排场，自觉不自觉地花了许多冤枉钱，浪费了许多宝贵资源。因此，发扬勤俭节约的优良传统，我们要从扭转思想观念做起，摆正心态，树立正确的消费观和价值观，放下所谓面子、收起个人虚荣，对家庭经济、对社会资源负起责任。

发扬优良传统，厉行勤俭节约，是国家公职人员廉洁自律的必然要求。中央“八项规定”明确要求，要厉行勤俭节约，严格遵守廉洁从政有关规定。对国家公职人员来讲，小到所用的每一张打印纸，大到公车的采购使用，小到一顿公务招待，大到大型活动的组织开展，花的都是公款，是国家和人民的钱，厉行勤俭节约是对国家和人民负责的必然要求。然而，在公务员队伍中，也有个别人无视公款使用原则，大肆铺张浪费，超标购车、公款吃喝娱乐、大搞面子工程、中饱私囊，甚至用公款拉关系走后门，谋取私人利益。这些行为严重危害了党风政风、损害了党的形象、伤害了人民感情，事实也证明，这些人是难逃国家法律和党的纪律的严惩的。值得欣慰的是，反对浪费，厉行节约之风正悄然刮起，从中央到地方年底团拜会取消了，名目繁多的宴请会、联谊会减少了，再看看我们身边，一年一度的花博会减少了不必要的鲜花摆放，单位建起了廉政食堂，制定了公车使用管理制度;身边的长明灯灭了，永不关机的电脑下班时关了，办公室空调温度调高了等等，不要以为这是政府抠门儿，因为这些变化正一点一滴地为国家和人民节约资源和财富，政府将有能力去救助更多孤寡老人，帮助更多的贫困学生重返校园，为山区的群众修一条出山的路，为干旱地区的群众挖一口吃水的井……作为一名公务员，我们要时刻牢记：我们只有为人民看好钱袋子的责任，没有挥霍浪费的权利;只有勤俭节约、廉洁自律的基本要求，没有腐化堕落的理由。

于国家而言，勤俭节约是国家品质，决定着一个国家的政府是否能赢得人民尊重，更决定着国家长远未来的命运。于个人而言，勤俭节约是生活和持家的基本素养，也是社会的一种道德操守。勤俭国家廉洁，勤俭社会健康，让我们牢固树立勤俭节约的思想观念，以勤俭节约为荣，以铺张浪费为耻，继续发扬优良传统，将勤俭节约这股正能量传递下去，让我们的国家在节约中更加富强，我们的生活在节约中更加美好。

各位老师，各位同学：

大家下午好!今天我演讲的题目是《合理使用金钱》。

美国著名作家马克·吐温说过：如果你懂得使用，金钱是一个好奴仆，如果你不懂得使用，它就变成了你的主人。在我们经济发达的无锡，相信很多同学都会零花钱。少则几元，多则上千，上万。身在蜜罐中的我们或许会想零花钱嘛，就是让自己随意支配的钱。我想买吃的就买吃的，我想买玩的就买玩的。不瞒你说，我也曾经这么认为。但是，自从看到一篇同学的习作，我对零花钱有了新的认识。那位同在作文中这样写到：

妈妈，有一件事，我一直想跟你和爸爸说，可又总是说不出口：

你知道吗，每次体育课后，热得满头大汗的同学们就去买只冰糕，而我却没钱买，只好偷偷地躲在一边看。我的心里好难受啊!妈妈，你知道吗，其实我不仅仅是嘴馋。

有一次，我实在忍不住，就偷偷地拿了家里的1元钱，下体育课后也买了支雪糕。没想到后来你发现了，就和爸爸狠狠地打了我一顿。

妈妈，我知道我们家没有钱，但我只要1元钱，在天气很热的时候，也能和同学们一样，光明正大地买只雪糕吃。

1元钱，有些同学在小店买一根烤肠还不够，在校门口买碗牛线还不够……但是，这位同学却为这区区1元钱而犯错，而痛苦。1元钱，花起来的确是不多，如果要自己赚，那就真没那么简单啦。

寒假里，学校组织我们要进行自己赚1元钱的生活体验。我苦思冥想：卖春联赚钱。我高高兴兴地从家里拿起了一张又宽又长的红纸，剪成两张相同的纸。大笔一挥，酣畅淋漓地写上：“四季平安四季春，一家和睦一家福”;“梅开春烂漫，竹爆岁平安”……

我满心欢喜地把春联拿到集市卖，大声吆喝着：“卖春联，卖春联”。可是，尽我喊破喉咙也没人光顾。我很失望，有点气馁，准备打退堂鼓，收好春联回家。妈妈语重心长地对我说：“孩子，你不是要赚钱嘛，这么容易就退缩，什么事都做不成的啊。”我继续安守阵地，“功夫不负有心人”，终于有人来买了。唉，两个小时，总算卖出去了一幅，赚到了2元钱。手里拽着那来之不易的2元，我真正明白了赚钱真的不容易啊!

同学们，一元钱或许花完以后就没了，或许会变成两元钱三元钱……这就要看你如何灵活使用!

我认为：我们可以把钱存进银行里。我们有了钱，可以在银行开一个户头，把钱存进去。在银行存钱不仅安全，还可以得到利息，这会激发我们不断存钱的欲望。在花钱之前就会多想一想是不是一定要取出来。事实上，在我们小的时候，让我们养成存钱不乱花钱的习惯比存多少钱更重要。

古人说：“节俭朴素，人之美德。奢侈华丽，人之大患。劳动是幸福的左手，节俭是幸福的右手。”发扬艰苦奋斗、勤俭节约是社会主义现代化建设的需要，是国家民族的象征。而今天不仅要提倡艰苦奋斗、勤俭节约，更重要的还要善于创造财富，让财富增值。

我的演讲到此结束!谢谢!

Money is indeed important, but money cannot buy everything. A miser may

think that “money talks,” but if you only give your attention to making money,

you may lose many things, such as health, friendship and love. I don't think we

should regard money as everything. Money is just a tool that can help us solve

problems or enable us to live a comfortable life. What we should do is to use it

appropriately and not become misers. This way, all of us can lead a happier

lives.

钱确实是很重要的，但钱买不到所有的东西。守财奴可能认为“金钱万能”，但是如果你只将注意力放在挣钱上，你将失去很多东西，例如，健康，友谊和爱。我认为我们不应该将金钱看作一切。钱仅仅是一个可以帮助我们解决问题和过更舒适的生活的工具。我们应该做的是如何正确的使用金钱，不要变成守财奴。这样，我们才能过上幸福的生活。

Many people regard money as the most important thing in their life, but I

don't agree with them. There are so many things that money can't buy. The first,

money can't buy us knowledge, abilities and experience. The second, money can't

buy us a happy mood and a good health.

许多人认为金钱是生活中最重要的东西，但我不同意他们的观点。有很多东西是金钱买不到的。第一，金钱不能为我们买到知识，能力和经验。第二，钱不能买来快乐的心情和健康的身体。我的金钱观

However, money plays a significant role in our daily life. We can't live

without it, because we have to use money to buy our daily necessities, like

food, drinks, clothes, books, and so on. And we also need money to pay for our

houses and education.

但是，金钱在我们的日常生活中扮演着很重要的角色。没有金钱我们无法生活，因为我们必须要用钱来买日常必需品，如食物，饮料，衣服，书籍等等。我们还需要钱来买我们房子获得教育。

All in all, we should have a correct concept of money. We can't live for

money, but take it as a tool leading a better life.

总之，我们应该有一个正确的金钱观。我们不能为了赚钱而活，而是要把它作为一种能领导一个更好的生活的工具。

When it comes to money, many college students complain that they are lack

of it. One of the main reasons is that they don’t know how to use the money

efficiently and wisely. I firmly believe that knowing how to manage money is

must-known skill in life. Let me share my own experience and my opinions on how

to a good money manager.

As a saying goes, “if you fail to plan, you plan to fail.” To manage the

money efficiently, you need to make a good plan. How to make a plan? Firstly,

not mention the Windfall, you should figure out how much money you will have

each money. Secondly, you will have to make a list about what you will surely

spend the money on, such as transportation, and then make a budget. If you find

your budget exceeds the money that you can spend, make a modification on where

you can reduce the expense and make sure the budget is within the money that you

have. If you find that there are money left after the budget, save the money for

a rainy day. Thirdly, carry out your plan and stick to it. Something unexpected

might happen and make you spend some money out of the budge. At this time, you

should make a note and make a modification on your budget too.

Besides, there are two things that you need to pay attention to. You should

avoid using credit card because it will tempt you to spend more than you can and

make you fall in the debt trap. It’s a good habit for you to take a note about

the expense everyday so that you know where the money goes and easily check

where you spend the money wrongly.

Take myself as an example, I make a weekly plan. I first separate the money

that I will have for one month into four parts for each week. And then I will

write down what will make me spend the money and how much they cause each week.

After I draw such a picture, I carry it out and take notes on how much I spend

on each item. Week after week, I form a good habit on spending the money and

successfully manage them.

If I have a lot of money I will do something I want to do

If I have a lot of money，I will do what I want to do. First，I will try my

best to help people who are in trouble. I am going to give lots of money to

schools and charities. I think it is the most important thing for me to do in my

life. Then，I will buy something for my parents. I love them and I hope they’ll

live a happy life. Next，I willtravel around the world. I am sure I will have a

great time. Dear friends, what will you do if you have a lot of money ?

If I have a lot of money, I will do something I want to do

When you are rich, will you buy a lot of things? But if I have a lot of

money, I will organize a gardening(园艺) club and a stamp collecting club! Why?

Because gardening and collecting stamps are my hobbies.

Gardening is an enjoyable hobby. Many people like flowers, some people can

grow all kinds of flowers in their garden. They have fun working in their

gardens. Then they can enjoy the fresh flowers ,vegetables and fruit that they

have grown(已经种植的). They will join the club to learn how to grow flowers better.

At the same time，Many people like to collect things. Collecting stamps is very

fun. You can learn a lot about different countries of the world. In my stamp

collecting club, you can see or get lots of beautiful stamps.

If I have a lot of money, I must organize clubs! My clubs will help people

plant well in the garden and collect more nice stamps. It will make me very

happy. I will be proud of it when I help people.

At present some people think that money is everything. They say that you

can do everything if you have money. You can live in a beautiful house, keep a

luxurious ear and have all sorts of delicious food.

I don't think so. Indeed, money can buy a lot of things we need. But there

are many, many wonderful things in the world that cannot be bought with

money.

For example, knowledge cannot be bought with money. One cannot be rich in

knowledge unless he studies hard. Time cannot be bought with money, either. Who

can buy even a second with money?

There are still many other things that cannot be bought with money: health,

life, happiness, friendship, love and so on. Just think, if a person hasn't

these things at all, is the money still useful?

Now, do you think money is everything?

金钱就是一切吗?

近来，有些人认为钱就是一切，他们说，要是有了钱，你就可以做任何事情，你可以住舒适的房子，坐豪华的轿车，吃可口的饭菜。

我不这么认为。的确，钱可以买到我们需要的许多东西，但是，世界上还有许多美丽的东西用钱是买不到的。

例如，知识是买不来的，一个人要想获得丰富的知识，只有通过艰苦的学习。时间用钱也是买不来的，谁能用钱买来哪怕一秒钟的时间呢?

还有很多东西是钱买不到的，比如健康、生命、快乐、友谊、爱情等等，试想，一个人要是连这些东西都没有，那光有钱又有什么用呢?

现在，你还认为钱就是一切吗?

money is not very important, but very very important.

if there is no money, i can’t use this microphone to speak to you and we

can’t have such a room to hold such a competition. without money, we can’t study

in such a schoolyard. without money, we can’t live in such a hometown. without

money, we can’t have such a motherland. on the other hand, if there is no money,

you don’t need to bear my speech about money now.most of us have dreams about

the future, dreams of having a good job and making much money. surely someone

has thought at times “if only i had a lot of money, i could be the happiest

person in the world.” in fact it’s the main mistake that people make about

money.

however, is money the road to happiness? not really! many people work every

day, work overtime, work weekends to make a lot of money. are they happy? no.

they are too busy making money. meanwhile, their personal lives, if they have

any, fall apart. they have no time to form or to maintain friendship. they even

lose the abilities to relax and to enjoy themselves. enjoying means taking

things, taking time to see, to hear, to taste, to smell, to feel. they do not

take time to do this. they say: “i’ll do it when i have enough money to retire”

then they find that it is too lat.

尊敬的：

金钱可以满足我们的物质需要，它可以变换我们渴望得到的东西，它能让我们过上我们想过的生活。

古人云：“君子爱财，取之有道。”它反映着人们的一种行为上的道德选择。这里的“道”就是指道义，道德。人们通过正当的、道德的途径取取得一定的金钱，这并不是什么丑事。正因为钱是一种可以支付和交换的手段，人们通常把钱和幸福生活联系起来，这也是可以理解的，无可非议的。我们不能把一切会赚钱的人都骂为“王八蛋”，但同时人们又绝不能把钱看得太重了，以至拜倒在它的脚下，不惜任何代价昧着良心赚钱。

我们经常会在报纸上、电视上看到某地的某位官员因收受他人的贿赂金额巨大，而被没收所有财产，甚至被判刑入狱。这些官员都已成了不折不扣的金钱的奴隶，宁愿拿自己的前途乃至自己的一生去交换那些带不进监狱，也带不进棺材的财富。这种行为显然是受到世人的指责的，因此我们更应该树立正确的金钱观，通过勤劳而致富，合法得利。

同时我们也可以认识到金钱并不是万能的，你可以用你怀里成把的钞票去买到关怀吗?你可以用你的金钱买到原谅吗?你可以用金钱买到包容吗?也许你可以买到，但那买到的一切都是虚伪的，而真诚是你永远也无法买到的。

金钱是为人服务的，人不能受金钱的役使。对金钱过分执着则会使人丧失许多美好的品质，眼睛里除了钱别无他物的人，其价值就等同于朽木。从前齐国有个财迷，每天都做梦能得到金子。一天早上，他到市场上去赶集，来到一家经营金银首饰的店里，伸手拿了一块金子，扭头便走。店主见状大呼“抓贼”。巡吏闻声赶来，抓住了那个人。巡吏生气地问：“你怎敢如此大胆，街上人这么多，店主也在，你怎么抢了人家金子就跑!”那人回答说：“拿金子地时候，我的眼里只有金子，根本没有其他人。”唉!这种人实在太可悲了!

让我们正确地对待金钱，在追求物质生活的同时，也不能迷失方向!

谢谢大家!