有关金钱的英语演讲【汇总20篇】

Good morning ladies and gentlemen, teachers and my fellow friends. The

title of the speech that i‘m going to talk about is on money and health. Now as

you see, we have a society where people just concentrate on earning money to pay

off their mortgage, credit cards, holiday expanses etc, most of them fail to

notice the gradual decline in their health. To them money is much much more

important than health. As it says, " money is the root of all evil." I agree

with it. Therefore, it is now time for us to watch out for our health and

treasure our body! Thank you!

早上好各位来宾，老师，各位朋友。讲话的标题，我要谈论金钱和健康。现在你看，我们有一个社会，人们只集中在以赚钱偿还房屋按揭贷款，信用卡，节假日等大片，其中大部分没有注意他们的健康逐渐下降。对于他们的钱远远比健康更为重要。它说：“金钱是万恶之源。”我同意了。因此，现在是时候了，我们看我们的健康和珍惜自己的身体了!谢谢您!

What will win, money or knowledge? I look upon this matter for a long time

and came to a conclusion that knowledge is more important than money. Without

proper financial planning, we might eventually face financial problem even

though we are filthy rich. Another similar situation would be, without a good

understanding in English we will not be able to write good post to entertain our

readers, isn’t it? So for a long run I think it is bad. Well, that’s only my

personal point of view.

Knowledge will forever be the best & future ingredients of life as we

know it.

If you got stuck in the middle of no-where (or maybe on another planet)

with no transportation or no one around - will money get you home any

better??

If you have to pick between a billion knowledgeable thoughts or a billion

dollars - wouldn’t you rather spread your knowledge to others instead of

thinking about becoming a billion dollars for yourself?

Money governs our system in which we live right now, but knowledge will

defy & yet prove the facts about endless dollars that are spent in our

worldly developing lifetime.

I would much rather (in almost any lifetime) have all the knowledge in the

world than all the money in the world! Not because I don’t need to be rich, but

because spreading that knowledge would be infinitively more bliss-full &

pleasurable than passing around money to people everyday.

金钱或知识,会赢得什么?我把这件事很长一段时间,得出一个结论,知识比金钱更重要。没有适当的财务规划,我们最终可能面临的金融问题即使我们是非常富有。另一个类似的情况是,没有很好地理解英语,我们将无法写出好的文章来娱乐我们的读者,不是吗?所以对于一个长远来看,我认为这是不好的。好吧,这只是我个人的观点。

知识永远是最好的和未来生活我们知道它的成分。

如果你被困在中间得(或者在另一个星球上)没有交通和周围没有一个人——将钱带你回家好吗? ?

如果你要选择十亿知识渊博的想法或十亿美元-难道你,而你的知识传播给别人而不是自己思考成为十亿美元?

钱支配我们的系统现在我们生活的,但是知识会藐视&证明事实没完没了的美元花在我们的终身发展。

我宁愿(几乎在任何一生)拥有世界上所有的知识比世界上所有的钱!不是因为我不需要富有,但是因为传播这些知识将不定式比传递关于金钱满幸福和快乐的人们日常。

Many people regard money as the most important thing in their life but I don’t agree with them. There are so many things that money can’t buy. The first money can’t buy us knowledge abilities and experience. The second money can’t buy us a happy mood and a good health.

However money plays a significant role in our daily life. We can’t live without it because we have to use money to buy our daily necessities like food drinks clothes books and so on. And we also need money to pay for our houses and education.

All in all we should have a correct concept of money. We can’t live for money but take it as a tool leading a better life.

许多人认为金钱是生活中最重要的东西，但我不同意他们的观点。有很多东西是金钱买不到的。第一，金钱不能为我们买到知识，能力和经验。第二，钱不能买来快乐的心情和健康的身体。

但是，金钱在我们的日常生活中扮演着很重要的角色。没有金钱我们无法生活，因为我们必须要用钱来买日常必需品，如食物，饮料，衣服，书籍等等。我们还需要钱来买我们房子获得教育。

总之，我们应该有一个正确的金钱观。我们不能为了赚钱而活，而是要把它作为一种能领导一个更好的生活的工具。

Many people regard money as the most important thing in their life, but I

don't agree with them. There are so many things that money can't buy. The first,

money can't buy us knowledge, abilities and experience. The second, money can't

buy us a happy mood and a good health.

许多人认为金钱是生活中最重要的东西，但我不同意他们的观点。有很多东西是金钱买不到的。第一，金钱不能为我们买到知识，能力和经验。第二，钱不能买来快乐的心情和健康的身体。我的金钱观

However, money plays a significant role in our daily life. We can't live

without it, because we have to use money to buy our daily necessities, like

food, drinks, clothes, books, and so on. And we also need money to pay for our

houses and education.

但是，金钱在我们的日常生活中扮演着很重要的角色。没有金钱我们无法生活，因为我们必须要用钱来买日常必需品，如食物，饮料，衣服，书籍等等。我们还需要钱来买我们房子获得教育。

All in all, we should have a correct concept of money. We can't live for

money, but take it as a tool leading a better life.

总之，我们应该有一个正确的金钱观。我们不能为了赚钱而活，而是要把它作为一种能领导一个更好的生活的工具。

money is not very important, but very very important.

if there is no money, i can’t use this microphone to speak to you and we

can’t have such a room to hold such a competition. without money, we can’t study

in such a schoolyard. without money, we can’t live in such a hometown. without

money, we can’t have such a motherland. on the other hand, if there is no money,

you don’t need to bear my speech about money now.most of us have dreams about

the future, dreams of having a good job and making much money. surely someone

has thought at times “if only i had a lot of money, i could be the happiest

person in the world.” in fact it’s the main mistake that people make about

money.

however, is money the road to happiness? not really! many people work every

day, work overtime, work weekends to make a lot of money. are they happy? no.

they are too busy making money. meanwhile, their personal lives, if they have

any, fall apart. they have no time to form or to maintain friendship. they even

lose the abilities to relax and to enjoy themselves. enjoying means taking

things, taking time to see, to hear, to taste, to smell, to feel. they do not

take time to do this. they say: “i’ll do it when i have enough money to retire”

then they find that it is too lat.

Can money buy happiness? Various people have various answers. Some people

think that money is the source of happiness. With money, one can buy whatever he

enjoys. With money, one can do whatever he likes. So, in their minds, money can

bring comfort, security, and so on. Money, as they think, is the source of

happiness.

But there are still a lot of others who think that money is the root of all

evil. Money drives people to steal, to rob, and to break the law. A lot of

people became criminals just because they were in search of money. And in the

Western countries, there is nothing that can’t be bought by money. Many people

lose their own lives when hunting it.

I think that money is essential to life and we cannot do without money. But

even though money is necessary to life, it can’t buy happiness. Happiness is not

something that can be measured by money. It is a state of mind. One can have

plenty of money, with which he can buy whatever he wants, and at the same time

he is not happy because he is never satisfied or he is troubled by various kinds

of problems. Therefore, although money is necessary for a happy life, it can’t

buy happiness.

At present some people think that money is everything. They say that you

can do everything if you have money. You can live in a beautiful house, keep a

luxurious ear and have all sorts of delicious food.

I don't think so. Indeed, money can buy a lot of things we need. But there

are many, many wonderful things in the world that cannot be bought with

money.

For example, knowledge cannot be bought with money. One cannot be rich in

knowledge unless he studies hard. Time cannot be bought with money, either. Who

can buy even a second with money?

There are still many other things that cannot be bought with money: health,

life, happiness, friendship, love and so on. Just think, if a person hasn't

these things at all, is the money still useful?

Now, do you think money is everything?

金钱就是一切吗?

近来，有些人认为钱就是一切，他们说，要是有了钱，你就可以做任何事情，你可以住舒适的房子，坐豪华的轿车，吃可口的饭菜。

我不这么认为。的确，钱可以买到我们需要的许多东西，但是，世界上还有许多美丽的东西用钱是买不到的。

例如，知识是买不来的，一个人要想获得丰富的知识，只有通过艰苦的学习。时间用钱也是买不来的，谁能用钱买来哪怕一秒钟的时间呢?

还有很多东西是钱买不到的，比如健康、生命、快乐、友谊、爱情等等，试想，一个人要是连这些东西都没有，那光有钱又有什么用呢?

现在，你还认为钱就是一切吗?

Money is what everybody desires. It can be used to buy food, clothes,

books, bicycle, furniture and many other things people need or want.

Money is considered by many people as the most important hing in life. With

money, they can go wherever they please and do whatever they want. With money,

they can buy a fine house to live in, fashionable clothes to put on, and a nice

bicycle to ride. And with money, they can employ attendants to serve them. In a

word, money can make people comfortuble and bring them happiness.

However, money is also the source of all crimes and brings them misery.

Since rnoney is so tempting, quite a few people are attracted by it and begin to

go astray. By hook or by crook, they try to make money. To get more money, they

gamble, swindle, steal, rob or do many other evil things, for "money makes the

mare go". As a result, money leads them to jail or even to the execution

grounds.

Of coarse money is useful and desirable, yet we should make money in proper

way and spend our money on proper things.

today is may 16, 2014.there is less than a month before the college

entrance examination. i still remember the day before the examination. i and you

ever made great effort to realize a dream of entering a university. and now we

are here.

but most freshmen are dissatisfied with the life in university in the first

term, before i went to university, i viewed university as a freedom paradise

where i can do anything i like. but when i get here. everything turn to be out

of my imagination. i have to do a lot of homework everyday just as in senior

high school. living condition is not as good as in my expectation, food here is

far from being delicious. and that is what most freshmen complain about.

but i must say we should still enjoy the life in university because it is

the most worthwhile in our life.

firstly ,it is the time we begin to form our outlook of our life. we attend

classes, go to the library, surf the internet. all of these provide us with

valuable knowledge and information.

secondly university life is rich and colorful, without heavy task, we get

more time to take a break develop some hobbies. these will surely make our life

more wonderful.

finally in university we can develop our social skills as well as knowledge

and wisdom necessary for hunting a job. small organizations in school can

provide a variety of opportunities of leaderships as well as teamship. take

students union for example. it is a place where we can get our abilities

trained. all of these prepare for our future.

time is money, but money can not get back time.

four—years of college life is short in a person’s life. do not waste time any

more. try to be confident and dynamic and try to make our university life more

wonderful and meaningful. believe that we can fly and we are sing in the

sky.

Many people regard money as the most important thing in their life, but I

don’t agree with them. There are so many things that money can’t buy. The first,

money can’t buy us knowledge, abilities and experience. The second, money can’t

buy us a happy mood and a good health.

许多人认为金钱是生活中最重要的东西，但我不同意他们的观点。有很多东西是金钱买不到的。第一，金钱不能为我们买到知识，能力和经验。第二，钱不能买来快乐的心情和健康的身体。

However, money plays a significant role in our daily life. We can’t live

without it, because we have to use money to buy our daily necessities, like

food, drinks, clothes, books, and so on. And we also need money to pay for our

houses and education.

但是，金钱在我们的日常生活中扮演着很重要的角色。没有金钱我们无法生活，因为我们必须要用钱来买日常必需品，如食物，饮料，衣服，书籍等等。我们还需要钱来买我们房子获得教育。

All in all, we should have a correct concept of money. We can’t live for

money, but take it as a tool leading a better life.

总之，我们应该有一个正确的金钱观。我们不能为了赚钱而活，而是要把它作为一种能领导一个更好的生活的工具。

Many people believe that money is the most important thing in life. It seems impossible to live without money in today’s society. With money people can buy bigger house fancy cloths expensive food luxurious cars and travel all around the world. Money leads to a better life and ensure people’s basic needs. Money is also stand for wealth and social status. If one makes countless money then he is a successful man. As to some young girls money is the only measure to access a man. If a man has a new apartment and a new car he will be the “hot stuff” in the girls’ eye. They marry for money rather than for love. Just like the old Chinese saying goes money makes the mare go. Making more money has become a major goal in the eye of some people. They value money more than anything else in the world.

Different people have different opinions of money. Some people spare no effort to make money such as stealing gambling and cheating. They believe money can bring them everything. However I don’t think money can make people really happy or bring people everything. People can not use money to buy health. Steven Jobs the founder of the Apple Company died of cancer. He was a billionaire but he couldn’t use money to buy himself a longer life. And money can not buy the time that already slip away. Money is also a tool for us to exchange materials but not all the stuff. We should have a right attitude towards money. We should earn money by honest means and spend it probably. Only in this way money can make us happy.

许多人相信金钱是生活中最重要的东西。在现代社会，似乎没有钱就不能生活下去。有了钱，人们就能够买更大的房子、漂亮的衣服、昂贵的食物、豪华的大车、去世界各地旅游。金钱让人们的生活更加美好，保障了生活中的必备品。钱也是财富和社会地位的象征。如果一个人赚了数不清的钱，那么，他就是一个成功人士。对于某些年轻的女孩子来说，钱是衡量一个男人的唯一标准。那么有房有车的男人，在女孩子心中就是“抢手货”。她们情愿嫁给金钱而不是真爱。就像中国古话说的那样：“有钱能使鬼推磨”。赚钱成了一些人的主要目标。他们把钱看得比世界上的任何东西都重要。

不同的人，对金钱持不同的态度。有些人为了赚钱不择手段。例如：偷盗、赌博、诈骗。他们相信钱能给他们带来一切。然而，我不相信钱是万能的。金钱买不来健康的身体。苹果公司的创始人，史蒂夫乔布斯死于癌症。他是个亿万富翁，却无法用钱延续自己的生命。钱也不能换回已经逝去的时光。金钱不过是人们用来交换东西的工具，但也不是全部的东西都能换回来。我们应该对金钱持一个正确的态度。用诚实的手段赚钱，合理的花钱。只有这样，金钱才能让我们感到幸福快乐。

the duality of money has been puzzling people since its first appearante.

on the one hand, clean money can sweeten your life, help you succeed and be your

lifelong faithful companion. on the other hand, dirty money may posion your

mind, ruin your happiness and discard you suddenly as a false friend.

the market economy tells us that everyone should earn a living by selling

something. professors sell their knowledge, workers sell their labor, farmers

sell their produce. money now appears more powerful than anything else and

drives people crazy. the temptation of money often challenges one’s honor. we

are not ashamed to make more money to have a better life by our sweat.

however,there is a widespread concern that millionaires become the heroes no

matter whether they make any contribution to our society. some people try

desperately to make big money, which, more often than not, end up with

degradation, corruption and crime.

though money is indispensable to our life, dirty money may drag us into

hell. there are many things no money can buy. we will keep our honor intact at

any cost because it is our soul. love of money is the root of all evil. for

myself, i would rather die than dishonor myself for money.

Can Money Buy Happiness?

Can money buy happiness? Different people have different opinions. Some think yes, while others hold the opposite.

It is true that with enough money one can buy all the things one wants, and live a life of comfort and security. However, it is equally true that lack of money causes great distress. It is a common view that "money is the root of all evil." The pursuit of money drives many people to cheat and steal. In some places there is nothing that cannot be bought with money, resulting in corrupt societies where everybody is miserable.

So, money does not necessarily mean happiness. It all depends on how it is used. If we make honest and sensible use of money, it can be a stepping-stone to happiness l Although money cannot buy happiness, it can make happiness possible if it is employed sensibly.

ladies and gentlemen:welcome future millionaires!im here to talk about

money.

we all need money.we all want to be rich.we all want to make a fortune.

money doesnt grow on trees.money doesnt come easily.let me tell you how to

save money.

first,you must be frugal.you should be careful with your money.you should

be a conservative spender.

live within your means.live within your budget.never spend more than you

make.

look before you leap.manage money wisely.dont let money burn a hole in your

pocket.

second,dont be a borrower.pay off your bills.pay off what you owe.

out of debt,out of danger.debt is like a bottomless pit.once in it,you fall

deeper and deeper.

be debt free.never borrow from others.keep away from debt.

tird,dont be a lender.never lend money to others.lend your money and lose

your friend.

lend only in case of emergency.len only if the need is reasonable.if your

friend asks for one hundred,lend him twenty.

no borrowing.no lending.penny and penny laid up will be many.

fourth,buy things with cash.avoid using credit cards.avoid those interest

pauments.

never spend your money before you have it.never buy things you cannot

afford.try to do without credit cards.

buy only what you need.dont buy what you want.know the difference to save

money.

the above is my advice.from saving comes having.neither a borrower nor a

lender be.

follow these rules.the sky is limit.your millions are waiting for you.

thanks for listening.have a great day!now,start saving for financial

success.

Many people believe that money is the most important thing in life. It

seems impossible to live without money in today’s society. With money people can

buy bigger house fancy cloths expensive food luxurious cars and travel all

around the world. Money leads to a better life and ensure people’s basic needs.

Money is also stand for wealth and social status. If one makes countless money

then he is a successful man. As to some young girls money is the only measure to

access a man. If a man has a new apartment and a new car he will be the “hot

stuff” in the girls’ eye. They marry for money rather than for love. Just like

the old Chinese saying goes money makes the mare go. Making more money has

become a major goal in the eye of some people. They value money more than

anything else in the world.

Different people have different opinions of money. Some people spare no

effort to make money such as stealing gambling and cheating. They believe money

can bring them everything. However I don’t think money can make people really

happy or bring people everything. People can not use money to buy health. Steven

Jobs the founder of the Apple Company died of cancer. He was a billionaire but

he couldn’t use money to buy himself a longer life. And money can not buy the

time that already slip away. Money is also a tool for us to exchange materials

but not all the stuff. We should have a right attitude towards money. We should

earn money by honest means and spend it probably. Only in this way money can

make us happy.

许多人相信金钱是生活中最重要的东西。在现代社会，似乎没有钱就不能生活下去。有了钱，人们就能够买更大的房子、漂亮的衣服、昂贵的食物、豪华的大车、去世界各地旅游。金钱让人们的生活更加美好，保障了生活中的必备品。钱也是财富和社会地位的象征。如果一个人赚了数不清的钱，那么，他就是一个成功人士。对于某些年轻的女孩子来说，钱是衡量一个男人的唯一标准。那么有房有车的男人，在女孩子心中就是“抢手货”。她们情愿嫁给金钱而不是真爱。就像中国古话说的那样：“有钱能使鬼推磨”。赚钱成了一些人的主要目标。他们把钱看得比世界上的任何东西都重要。

不同的人，对金钱持不同的态度。有些人为了赚钱不择手段。例如：偷盗、赌博、诈骗。他们相信钱能给他们带来一切。然而，我不相信钱是万能的。金钱买不来健康的身体。苹果公司的创始人，史蒂夫乔布斯死于癌症。他是个亿万富翁，却无法用钱延续自己的生命。钱也不能换回已经逝去的时光。金钱不过是人们用来交换东西的工具，但也不是全部的东西都能换回来。我们应该对金钱持一个正确的态度。用诚实的手段赚钱，合理的花钱。只有这样，金钱才能让我们感到幸福快乐。

A we know, mot of the thing in our life have to be bought with money. But

money i not the only in the world. Money can not buy many thing uch a time and

true love.

There are 24 hour in a day. When we are happy, we hope the time would

longer. But no matter what we do, or how much money we pend. We cannot make a

day lat 25 hour.Another thing money cannot buy i true love. Money can buy u

large houe, beautiful clothe, but can’t buy time and love.

正如我们所知，生活中大部分事情都需要金钱。但是金钱不是唯一的，很多东西金钱买不到，比如时间和真爱。

一天有24小时，当我们快乐时，我们希望时间会可以更长。但是无论我们怎么做，花多少钱，都不可能让一天有25个小时。另外金钱买不到的是真爱，金钱可以买到大房子，漂亮的衣服，但买不到时间和真爱。

Is Money Everything?

At present some people think that money is everything. They say that you

can do everything if you have money. You can live in a beautiful house, keep a

luxurious ear and have all sorts of delicious food.

I don't think so. Indeed, money can buy a lot of things we need. But there

are many, many wonderful things in the world that cannot be bough/; with

money.

For example, knowledge cannot be bought with money. One cannot be rich in

knowledge unless he studies hard. Time cannot be bought with money, either. Who

can buy even a second with money?

There are still many other things that cannot be bought with money:

health,life, happiness,friendship, love and so on. Just think, if a person

hasn't these things at all, is the money still useful?

Now, do you think money is everything?

金钱就是一切吗?

近来，有些人认为钱就是一切，他们说，要是有了钱，你就可以做任何事情，你可以住舒适的房子，坐豪华的轿车，吃可口的饭菜。

我不这么认为。的确，钱可以买到我们需要的许多东西，但是，世界上还有许多美丽的东西用钱是买不到的。

例如，知识是买不来的，一个人要想获得丰富的知识，只有通过艰苦的学习。时间用钱也是买不来的，谁能用钱买来哪怕一秒钟的时间呢?

还有很多东西是钱买不到的，比如健康、生命、快乐、友谊、爱情等等，试想，一个人要是连这些东西都没有，那光有钱又有什么用呢?

现在，你还认为钱就是一切吗?

Money is regarded by some people as the most important thing in life. It is

even regarded as the symbol of wealth and social position. For example， with

plenty of money a man can do whatever he wants to. He can afford expensive cars

and luxurious houses， and he can travel around the world and visit as many

interesting places as he wants to. In their eyes， money is everything in

life.

In my opinion， money can both benefit people and do harm to them. On the

one hand， we can't deny that money is useful. We need money to buy food， buy a

house or pay our education cost. Money can make us live more comfortably. For

example， with more money， we can help others and take part in more social

activities and receive a good education， thus increasing our knowledge and

developing our skills. On the other hand， some people try to get money by

dishonest means， for example， they often cheat and gamble， even rob and kill

people. Sooner or later， they will be punished by the law. Money can bring them

nothing but misery.

From In addition，money can not buy everything， For instance， no matter how

much money one hast he can not buy good health， happiness or friendship，

Although money is useful in many ways，there are still a lot of things that money

can't buy in the world. In addition， money can also do harm to us. If a person

really thinks of money as everything and pays his attention only to money， he

will lose his friends， or even the care and warmth from his family. Thus， it

brings him only loneliness.

一些人认为钱是生命中最重要的东西。他们甚至认为钱是财富和社会地位的象征。例如，一个拥有很多钱的人可以做他想做的任何事情。他能买得起昂贵的汽车和豪华的房子，他可以周游世界，去任何他想去的地方观光旅行。在他们的眼中，钱是生活的一切。

在我看来，钱可以造福人类，也可以给人们带来灾难。一方面，我们不能否认钱是很有用的。我们需要拿钱去买食物，买房子，付学费。钱可以让我们生活的更加舒适。例如，如果拥有很多钱，我们就可以帮助别人、参加更多的社会活动、接受更好的教育，这样可以扩展我们的知识，发展我们的技能。另一方面，一些人通过不正当的手段获得金钱，例如，他们经常行骗和赌博，甚至抢劫和杀人。他们最终都逃不脱法律的制裁。钱带给他们的只有痛苦。

此外，钱也不能买到任何东西，例如，不管花多少钱都买不来健康，快乐和友谊。虽然钱在很多方面是有用的，但是世界上依然有很多东西钱是买不到的。此外，钱也会给我们带来伤害。如果一个人把钱看成一切，直关注钱的话，他将失去朋友，甚至家庭的关心和温暖。这样一来，钱带给他的仅仅是孤独。

Many people regard money as the most important thing in their life but I

don’t agree with them. There are so many things that money can’t buy. The first

money can’t buy us knowledge abilities and experience. The second money can’t

buy us a happy mood and a good health.

However money plays a significant role in our daily life. We can’t live

without it because we have to use money to buy our daily necessities like food

drinks clothes books and so on. And we also need money to pay for our houses and

education.

All in all we should have a correct concept of money. We can’t live for

money but take it as a tool leading a better life.

许多人认为金钱是生活中最重要的东西，但我不同意他们的观点。有很多东西是金钱买不到的。第一，金钱不能为我们买到知识，能力和经验。第二，钱不能买来快乐的心情和健康的身体。

但是，金钱在我们的日常生活中扮演着很重要的角色。没有金钱我们无法生活，因为我们必须要用钱来买日常必需品，如食物，饮料，衣服，书籍等等。我们还需要钱来买我们房子获得教育。

总之，我们应该有一个正确的金钱观。我们不能为了赚钱而活，而是要把它作为一种能领导一个更好的生活的工具。

When it comes to money, many college students complain that they are lack

of it. One of the main reasons is that they don’t know how to use the money

efficiently and wisely. I firmly believe that knowing how to manage money is

must-known skill in life. Let me share my own experience and my opinions on how

to a good money manager.

As a saying goes, “if you fail to plan, you plan to fail.” To manage the

money efficiently, you need to make a good plan. How to make a plan? Firstly,

not mention the Windfall, you should figure out how much money you will have

each money. Secondly, you will have to make a list about what you will surely

spend the money on, such as transportation, and then make a budget. If you find

your budget exceeds the money that you can spend, make a modification on where

you can reduce the expense and make sure the budget is within the money that you

have. If you find that there are money left after the budget, save the money for

a rainy day. Thirdly, carry out your plan and stick to it. Something unexpected

might happen and make you spend some money out of the budge. At this time, you

should make a note and make a modification on your budget too.

Besides, there are two things that you need to pay attention to. You should

avoid using credit card because it will tempt you to spend more than you can and

make you fall in the debt trap. It’s a good habit for you to take a note about

the expense everyday so that you know where the money goes and easily check

where you spend the money wrongly.

Take myself as an example, I make a weekly plan. I first separate the money

that I will have for one month into four parts for each week. And then I will

write down what will make me spend the money and how much they cause each week.

After I draw such a picture, I carry it out and take notes on how much I spend

on each item. Week after week, I form a good habit on spending the money and

successfully manage them.